F.L.O.W. Program
Financial Literacy on Winning
NIL income is real money - and it deserves a real strategy. F.L.O.W. equips student athletes to build wealth from day one.
F.L.O.W.
Financial Literacy on Winning
Financial Literacy Starts With Emotional Strength.
The NIL landscape is changing the game.
Student athletes are earning real income - but most have never been taught how to manage, protect, or grow it. The F.L.O.W. Program by Baker Group Consulting equips student athletes with the financial knowledge, emotional intelligence, and strategic frameworks they need to build wealth from day one - not after their eligibility runs out.
Budgeting & Income Management
Learn to manage NIL income, sponsorship payments, and cash flow like a professional.
Taxes, Agents & Contracts
Understand your tax obligations, how to vet agents, and what to look for in contracts.
Protecting Your Earnings
Disability, liability, and asset protection strategies built for athletes.
Saving & Investing Strategies
From your first NIL cheque to long-term wealth — saving and investing fundamentals.
Life After Sports Planning
Your career will evolve. Build a financial plan that outlasts your playing days.
Ready to Build Your
Financial Architecture?
Schedule a complimentary strategy session with our team. No pressure, no obligation - just clarity on your next steps.